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Tell us what happened
Explain who owes the money, how the debt arose, the amount involved and what action has already been taken.
Solicitors DirectTMDebt Recovery & Enforcement Help. NOW.
Explain the unpaid debt or enforcement issue in plain English. Get clear guidance first, then specialist help if needed.
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How Debt Recovery & Enforcement Enquiries Work
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Receive free guidance
Get clear initial information about recovery options, court procedure, enforcement and any urgent risks.
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Complete your details
Where specialist help may be appropriate, provide only the information needed to match the enquiry.
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Speak with the right solicitor
We connect suitable enquiries with a participating commercial debt recovery and enforcement solicitor.
What May Matter in a Debt Recovery Case?
The key questions often concern the debt amount, contract, payment terms, evidence, debtor position, limitation period, solvency and whether a court judgment already exists.
The Debt & Parties
The amount owed, identity of the debtor, legal entity involved and whether any guarantee exists are central to the recovery strategy.
Why Payment Is Due
The contract, work supplied, goods delivered, invoice terms, disputes raised and any admissions help show whether the debt is enforceable.
Debtor Position & Solvency
A solvent debtor, disputed debt, company in distress or debtor moving assets may each require a different route.
Timing & Enforcement
Limitation periods, threatened insolvency, disappearing assets and court or enforcement deadlines can make prompt action important.
Evidence You Should Keep
Preserve records showing the agreement, invoices, delivery or performance, payment demands, admissions, court papers, debtor assets and all enforcement steps already taken.
Contracts, Orders & Invoices
Delivery & Performance Evidence
Demands & Correspondence
Court Orders & Judgments
Guarantees & Security
Asset Information & Deadlines
Debt Recovery & Enforcement FAQs
How should a business start recovering an unpaid invoice?
The usual starting point is to check the contract and payment terms, gather the supporting records and send a clear demand for payment. A compliant Letter Before Action may be appropriate before court proceedings.
How long do we have to bring a debt claim?
Many contractual debt claims have a six-year limitation period in England and Wales, although the exact start date and any acknowledgment or part-payment can affect the calculation.
Can we recover interest and legal costs?
Commercial creditors may be able to claim contractual interest, statutory interest and certain fixed recovery costs. Court fees and some legal costs may also be recoverable, depending on the claim and procedure.
When can a statutory demand be used?
A statutory demand can sometimes be used for an undisputed debt, but it is an insolvency step rather than an ordinary debt-collection letter. Misuse can create costs and other risks.
What can we do after obtaining a County Court Judgment?
Possible enforcement methods include High Court enforcement, charging orders, third party debt orders, orders to obtain information and insolvency action. The best route depends on the debtor and available assets.
Can a personal guarantee be enforced?
Potentially, yes. The wording, execution, scope, any variations to the underlying agreement and available defences should be reviewed carefully before enforcement.
What if the debtor disputes the invoice?
The dispute should be assessed against the contract, evidence of performance and any complaints or set-off. A genuinely disputed debt may require a commercial claim rather than insolvency pressure.
Can I ask a question without instructing a solicitor?
Yes. Solicitors Direct provides free initial guidance. Specialist help is offered only where appropriate and you choose to proceed.
Unpaid Debts. Clear Options. Practical Enforcement.
We make business debt, court claim and enforcement issues easier to understand and connect suitable enquiries with the right specialist solicitor.
